Understanding Hybrid Long-Term Care Insurance

In this session, we'll introduce hybrid long-term care insurance — a modern, flexible solution for addressing future care needs while safeguarding your retirement assets. You’ll learn why planning for long-term care is critical, how hybrid policies work, and the key advantages they offer over traditional coverage. We'll also simplify the 1035 exchange, showing how you can fund a policy using existing life insurance or annuity assets without tapping into your current cash flow.

Whether you're preparing for your own future or advising others, this presentation offers actionable strategies to protect your wealth and loved ones from the rising costs and emotional toll of long-term care.