More than 50% of Americans will need long-term care—are you prepared? Don’t exhaust your retirement savings paying for extended care. Leverage your existing annuity or life insurance with a policy designed to provide long-term care benefits. The best part? Your long-term care benefits are completely tax-free!
Hybrid (also known as asset-based or linked benefit) long-term care insurance combines the power of a traditional annuity or life insurance policy with built-in long-term care coverage. These policies grow over time, and if care is never needed, your loved ones receive a death benefit. It’s a smart, flexible way to plan for the future—protection if you need it, legacy if you don’t.
Watch our FREE, on-demand webinar to learn if Hybrid LTCI is for you.
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What You’ll Learn in the Webinar
What hybrid long-term care insurance is and how it differs from traditional policies
How you can leverage your existing annuity or life insurance assets to secure LTC coverage
Key policy advantages like fixed premiums, tax-free benefits, and a guaranteed death benefit
Who qualifies for long-term care insurance and who should consider a policy
The importance of working with a qualified long-term care insurance specialist
Protect Your Savings from Extended Care Costs
Long-term care can be one of the biggest risks to your financial security in retirement if you’re not prepared. But with the right long-term care insurance policy, you gain more than just financial protection—you gain the freedom to choose how and where you receive care, without placing the burden on your family. Safeguard your future with a plan tailored to your needs.
Over 50% of the U.S. population turning 65 today is expected to require long-term care.
The average length of a long-term care event is 2.8 years.
The average cost of an assisted living facility is over $5,900/month.
The average cost of home health care is over $6,400/month.
Who We Are
At LTC Advocates, our mission is to equip you with the knowledge and resources needed to make an informed, confident decision about long-term care insurance. As a subsidiary of Krause Group, we believe in simplifying the long-term care planning conversation and raising awareness around the solutions available. After all, everyone deserves to preserve their legacy—including you.
Our LTCI Advocates
We work with a network of knowledgeable, friendly long-term care insurance Advocates across the country. When you complete the form and get your free guide, you'll also be contacted by one of our agents who will help you understand if you would qualify for a policy, what policy options might be available to you, and whether long-term care insurance is a good fit for your financial plan. Connecting with an Advocate is completely free and there is no obligation to proceed with the purchase of a policy.
Watch Your Free Long-Term Care Insurance Webinar Now
With your retirement savings at risk, there’s no time to waste. Instantly unlock our hybrid long-term care insurance webinar and connect with one of our specialists to learn if long-term care insurance is right for you.