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Affordable Long-Term Care Insurance—Protection That Fits Your Budget

More than half of Americans will need long-term care—and costs add up fast. You’ve worked hard to build your savings. Don’t let a care event put it at risk. Traditional long-term care insurance helps cover expenses like home health care and assisted living. Coverage can be tailored to your goals—protecting your assets and easing the financial burden on your loved ones without disrupting your retirement.

Enter your information to get our free Long-Term Care Insurance Guide and connect with an Advocate to explore your options.

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What You Get in the Guide

A breakdown of how long-term care insurance policies protect you

The truth about Medicare and Medicaid as they relate to long-term care

Smart buying tips to best leverage your dollars

Key policy design terms and definitions

Information on trending LTCI topics like tax incentives and state partnership policies

Long-Term Care Insurance Guide

Protect Yourself from the High Cost of Care

Long-term care can be one of the biggest risks to your financial security in retirement if you’re not prepared. But with the right long-term care insurance policy, you gain more than just financial protection—you gain the freedom to choose how and where you receive care, without placing the burden on your family. Safeguard your future with a plan tailored to your needs.

50%

Over 50% of the U.S. population turning 65 today is expected to require long-term care.

(U.S. Department of Health and Human Services)
2.8 Years

The average length of a long-term care event is 2.8 years.

(U.S. Department of Health and Human Services)
$5,900/mo

The average cost of an assisted living facility is over $5,900/month.

(CareScout Cost of Care Survey, December 2024)
$6,400/mo

The average cost of home health care is over $6,400/month.

(CareScout Cost of Care Survey, December 2024)

Who We Are

At LTC Advocates, our mission is to equip you with the knowledge and resources needed to make an informed, confident decision about long-term care insurance. As a subsidiary of Krause Group, we believe in simplifying the long-term care planning conversation and raising awareness around the solutions available. After all, everyone deserves to preserve their legacy—including you.

Our LTCI Advocates

We work with a network of knowledgeable, friendly long-term care insurance Advocates across the country. When you complete the form and get your free guide, you'll also be contacted by one of our agents who will help you understand if you would qualify for a policy, what policy options might be available to you, and whether long-term care insurance is a good fit for your financial plan. Connecting with an Advocate is completely free and there is no obligation to proceed with the purchase of a policy.

Claim Your Free Long-Term Care Insurance Guide Now

With your financial future at stake, there’s no time to waste. Get instant access to our long-term care insurance guide and connect with one of our specialists to learn if traditional long-term care insurance is right for you. 

Claim Your Free Guide