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Protect What's Yours with Long-Term Care Insurance

Find peace of mind with a policy tailored to your goals.

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Protect Your Finances

Long-term care costs thousands of dollars per month. If you're not prepared, you risk draining your nest egg on care costs, leaving nothing for you, your spouse, or your family.

Protect Your Family

Family dynamics are tough enough—don't put the burden on your loved ones to provide care when the time comes. Get professional help without the financial duress.

Protect Your Independence

Long-term care insurance lets you choose how and where you receive care, including care at home. When the financial aspect is covered, you have the freedom to choose your path.

How Will Long-Term Care Impact Your Retirement?

A long-term care event is the number one threat to financial security in retirement. If you've taken steps to create a comprehensive retirement plan, but did not include a plan or solution for long-term care, you're at risk!

50%

Over 50% of the U.S. population turning 65 today is expected to require long-term care.

(U.S. Department of Health and Human Services)
2.8 Years

The average length of a long-term care event is 2.8 years.

(U.S. Department of Health and Human Services)
$5,900/mo

The average cost of an assisted living facility is over $5,900/month.

(CareScout Cost of Care Survey, December 2024)
$6,400/mo

The average cost of home health care is over $6,400/month.

(CareScout Cost of Care Survey, December 2024)

Get the Care You Need When You Need It

The fact is that most of us will need long-term care at some point—even if we don't want to admit it or think about it. Planning ahead financially enables you to make smarter choices about how, when, and where you receive care, helping you avoid delays that can lead to more serious issues down the road.

Not Sure Where to Begin?

Starting the long-term care planning conversation can be overwhelming, but we're here to help. Download our free guide and gain insight into types of long-term care insurance policies, the truth about Medicare and Medicaid, and smart buying tips.

Who We Are

At LTC Advocates, our mission is to equip you with the knowledge and resources needed to make an informed, confident decision about long-term care insurance. As a subsidiary of Krause Group, we believe in simplifying the long-term care planning conversation and raising awareness around the solutions available. After all, everyone deserves to preserve their legacy—including you.

Meet the Advocates

We partner with a team of trusted experts who know how to simplify the complexities of long-term care insurance. With decades of experience, each Advocate offers a personalized approach to securing the right coverage for your needs. Your consultation with an Advocate is completely free with no obligation to proceed.

How it Works

1
Fill out our short form.

You'll also get an instant copy of our Long-Term Care Insurance Guide to get your journey started.

2
Your Advocate will contact you to discuss your long-term care planning goals.

Your Advocate will help identify your goals, wishes, and policy options that might be right for you.

3
You'll receive quotes to review and compare.

We have access to over a dozen insurance carriers, meaning your Advocate can truly help you find the best policy for you.

4
Your Advocate will work with you throughout the application process.

When you're ready to proceed, your Advocate will walk you through every step of the process.

5
You'll receive your policy, along with peace of mind for the future.

Once issued, you'll receive your long-term care insurance policy, and you can rest assured you've done the right thing for you and your family.

Our Carriers

Brighthouse Financial
EquiTrust Life Insurance Company
Forethought
John Hancock
LifeSecure
LifeSecure
Mutual of Omaha
Nationwide
NGL
OneAmerica
Securian Financial
Thrivant

Connect With Us to Get Started

Enter your information to connect with an Advocate. Your Advocate will guide you through the process, determine if long-term care insurance is right for you, and get policy quotes on your behalf. Plus, you'll get an instant copy of our free long-term care insurance guide.

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