Privacy Policy

Effective Date: 10/1/2025

LTC Advocates (“LTC Advocates,” “Company,” “we,” “us,” or “our”) is a brand of Krause Brokerage Services, LLC. This Privacy Policy explains how Krause Brokerage Services, LLC, doing business as LTC Advocates, collects, uses, shares, and safeguards your information.

Information We Collect

We may collect personal information that you voluntarily provide through our website, including but not limited to:

• Name, email address, phone number, state of residence, age, and health information submitted through our “Get a Quote” form.
• Email address and related details provided through marketing email sign-ups.
• Technical information collected automatically, such as cookies, IP addresses, browser type, device information, and site usage data.

How We Use Your Information

We may use the information collected for the following purposes:

• To provide your information to licensed long-term care insurance agents for quoting purposes.
• To communicate with you and respond to inquiries.
• To send you marketing communications, including promotional emails.
• To conduct remarketing campaigns and targeted advertising.
• To analyze website performance, improve services, and understand visitor interactions.
• To comply with applicable laws and legal obligations.

Sharing of Information

We do not sell or rent personal information to third parties.
We may share your information as follows:

• With the licensed long-term care insurance agents showcased on our website for the purpose of providing insurance quotes.
• With trusted service providers (e.g., email marketing platforms, analytics providers, or hosting services) who process information on our behalf in connection with the operation of the website and marketing.
• When required by law, regulation, legal process, or governmental request.

Data Retention

We retain personal information indefinitely unless you request its deletion. We respect all unsubscribe requests for marketing emails and will promptly cease communications in accordance with applicable law.

User Rights

You may exercise the following rights at any time:

• The right to access, correct, or request deletion of your personal information.
• The right to opt out of receiving marketing communications by using the “unsubscribe” link in our emails or by contacting us directly.
• The right to manage cookies and tracking preferences through your browser settings or applicable opt-out tools.

To exercise any of these rights, please contact us at [email protected].

Data Security

We implement reasonable technical and organizational safeguards to protect your personal information. However, no method of transmission over the Internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.

Children’s Privacy

Our website and services are not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that such information has been provided, we will delete it promptly.

Policy Updates

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised “Effective Date.” We encourage you to review this Privacy Policy periodically to stay informed about our information practices.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:

Email: [email protected]
Corporate Entity: Krause Brokerage Services, LLC, doing business as LTC Advocates